NO FICO SOLAR

No Credit, No Problem

Empowering Your Home with Solar, No Matter Your Credit Score








Call Us Today!
833.732.7657

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Answer YES To These 4 Questions to Qualify
1. Do you own your Home?

2. No Bankruptcies in the last 2 years?


3. No Foreclosures in the last 5 years?


4. Utility Bill not 90 Days Late?

If you said Yes to all 4 you qualify for solar!!!

At NFS Group, we believe everyone should have access to renewable energy. Regardless of your credit score, we provide solar energy solutions to meet your needs. 

Do I really not need a credit score?

Correct. Your FICO score is not part of our approval process.

What about foreclosure?

You're good to go if it’s been over 5 years.

What if I had a bankruptcy?

You’re eligible as long as it’s been more than 2 years.

Is there a down payment?

Good news — you can go solar with zero down payment, guaranteed!

Do you check credit at all?

We only run a soft credit check to verify identity and confirm you haven’t had a recent bankruptcy or foreclosure. This doesn’t affect your credit score.

What documents do I need?

We ask for proof of homeownership, like a tax bill, deed of trust, or a recent mortgage statement. ​

What if I have late payments on my bills?

No problem! As long as your utility bill is not more than 90 days past due, you're still eligible. 
Maria L., San Antonio, TX
Service Industry
     

I was skeptical at first. I’d already been denied by two other solar companies because of my credit score, and honestly, I started to think solar just wasn’t an option for me. Then a friend told me about No Fico Solar Group. I didn’t believe it at first, no credit check? Sounded too good to be true. But from the first phone call, they were upfront, professional, and made me feel like I actually had a shot. And they came through! I got approved with zero hassle, no credit pull, and within weeks my solar system was up and running.

Robert T., Corpus Christi, TX
Interior Designer
     

I reached out to a few solar companies because I wanted to reduce my electric bill, but they all told me the same thing — 'Sorry, you don’t qualify.' I was about ready to give up until I found No Fico Solar Group." They didn’t ask about my credit. They just asked me their 3 questions. The team walked me through everything step by step, and before I knew it, I had panels on my roof — with no credit check, no upfront costs, and no stress. No Fico Solar Group came through when nobody else would.

James R., Fort Worth, TX
Construction
     

"I had been turned down multiple times for solar because of my credit score. Every company I talked to made it clear that without good credit, I had no chance. It was frustrating because I knew solar would help lower my electric bill, especially here in Texas where the summers are brutal. Then I found No Fico Solar Group, and everything changed." "They didn’t care about my credit score — seriously, no credit check at all. The process was simple, fast, and I was approved without any issues. Now I have solar panels on my home, my monthly bills are lower, and I didn’t have to jump through hoops to get it done. If you've been denied because of your credit, don’t give up. No Fico Solar Group gave me a second chance, and I couldn’t be happier."